 Other Resources are available to help you with food, jobs, finances, and more. Call the 2-1-1 Help Line to get connected today.
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Keys to preventing foreclosure
If you have not purchased yet: Understand your budget and what you can afford. A reliable budget counselor can help you determine your best options. If you have credit problems, use a certified and trustworthy credit counselor to help you clear them up. Understand your home and mortgage obligations, including any escalation clauses or changes in interest rates.
If you have already purchased: Make sure you understand the terms of your loan and what changes, if any, you can expect in the amount you pay monthly. If you are struggling to pay the mortgage, work with a counselor to establish a budget and to see if you can modify your loan. Do not wait! You need to start this process as soon as possible. See our easy to read handbook.
How to lose your home? Ignore letters from the bank, ignore your late payments, ignore what is happening. If you wait too long to face your financial problems, your home will be lost - - and your credit ruined.
Resources are available to help with food, jobs, and other essentials. Please call 2-1-1 for information on nonprofit services available to you.
Ready to build a better financial future? The following are organizations in Northern Virginia that can help you establish a budget and focus on what you want to achieve - - education, home ownership, whatever.
Center for Housing Counseling Training
(Fairfax County Residents Only)
p: 703-317-9086 x. 103
e:
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AHome
(Arlington County Residents Only)
p: 703-527-3854
e:
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Consumer Credit Counseling, Div of MMI
p: 703-591-9020
t: 800-747-4222
f: 703-591-3927
e:
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Hispanic Committee of Virignia
p: 703-671-5666
e:
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Prince William County Virginia Cooperative Extention
(Prince William County Residents Only)
p: 703-792-4713
e:
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First Home Alliance
p: 703-580-8838
The Northern Virginia Urban League provides many financial programs and seminars, mostly aimed towards an urban young adult audience. They offer a finance management programs targeted to those about to enter college, and wealth building programs aimed at young professionals.
The Virginia Society of Certified Public Accountants offers a Financial Fitness program. This program is conducted at workplaces in the Northern Virginia area, and is aimed at combating employees personal financial stress, in order to increase work performance.
Navy Federal Credit Union offers many seminars on home buying and personal finance. These seminars are free to everyone, regardless of membership status with NFCU.
Freedom First Credit Union provides weekly financial seminars known as "Money Mondays." The seminars provide information on handling money, learning to save and controlling credit card usage.
1st Advantage Federal Credit Union offers several financial classes at various branches. Programs include information on reverse mortgages, understanding and raising credit scores, and paths to financial success.
DC Saves offers financial seminars through various DC nonprofits. Many of these programs are financial series, aimed at promoting long-term wealth management, and others are aimed at avoiding housing scams and provide housing counselors.
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